Terms of service.

• “Infinity Ramper”, “we”, “us”, “our” — the operator of infinityramper.com and the Infinity Ramper payment gateway.
• “Services” — the payment gateway, WooCommerce plugin, API, payment link generator, and all related infrastructure.
• “Merchant” — any person or entity that integrates or uses our Services to accept payments from customers.
• “End Customer” — the buyer who makes a payment to a Merchant through our gateway.
• “Transaction” — a payment initiated by an End Customer processed through our Services.
• “USDC” — USD Coin, a regulated stablecoin pegged to the US dollar.
• “Polygon” — the Polygon PoS blockchain network used for USDC settlements.
• “Wallet Address” — the Merchant’s Polygon-compatible USDC wallet designated for receipt of settlements.

Infinity Ramper provides a payment gateway enabling merchants to accept payments from customers globally via credit cards, debit cards, Apple Pay, Google Pay, and other local payment methods, with settlements delivered in USDC on the Polygon network.

We are a technology platform, not a bank, payment institution, financial advisor, or regulated e-money institution. Payment processing is carried out by third-party on-ramp providers (including MoonPay, Ramp Network, Coinbase Pay, and Stripe), each of which operates under their own licences and regulatory obligations.

Service availability: we aim for high availability but do not guarantee uninterrupted access. Scheduled maintenance, third-party processor outages, and blockchain network conditions are outside our control.

To use Infinity Ramper as a merchant you must:

• Be at least 18 years of age
• Have legal capacity to enter into binding agreements
• Operate a legitimate business or be a self-employed individual
• Provide a valid Polygon-compatible USDC wallet address for settlement
• Comply with all applicable laws in your jurisdiction

While we do not require KYC documentation from merchants to access core services, we reserve the right to request identity or business verification where required by law, at the direction of our payment processor partners, or where we have reasonable suspicion of fraud or misuse.

By using our Services you agree to:

• Provide accurate, truthful information about your business and the goods or services you sell
• Maintain a valid, operational USDC Polygon wallet address and update it promptly if it changes
• Clearly disclose to End Customers that payments are processed via a blockchain-based gateway and that settlements are final and irreversible
• Display clear refund and returns policies to End Customers and honour them at your own cost
• Comply with all applicable laws, regulations, and tax obligations in your jurisdiction and those of your customers
• Not misrepresent the nature, quality, or origin of goods or services sold through our gateway
• Maintain adequate security practices to protect your integration credentials

Tax obligations: merchants are solely responsible for their own tax obligations including VAT, sales tax, and income reporting arising from transactions processed through our Services.

You may not use Infinity Ramper in connection with:

• Illegal products or services under applicable law
• Money laundering, terrorist financing, or any other financial crime
• Ponzi schemes, pyramid schemes, or fraudulent investment products
• Sale of stolen goods, counterfeit products, or unauthorised reproductions
• Malware, ransomware, hacking tools, or malicious software
• Human trafficking, exploitation, or any form of slavery
• Sale of controlled substances without appropriate licences
• Any activity that infringes third-party intellectual property rights
• Manipulation of transaction data or deception of End Customers

We support high-risk industries including adult content, CBD, forex, and gaming where lawful in the merchant’s jurisdiction. “High-risk” does not mean “unregulated” — merchants remain responsible for compliance with applicable industry-specific regulations.

Infinity Ramper charges a platform fee of 3–6% on each successfully completed transaction. This fee is deducted before USDC is settled to your wallet.

In addition, each payment provider charges their own fees which vary by provider, region, and transaction size — typically 1%–5% depending on amount. These are deducted by the provider before funds reach Infinity Ramper for onward settlement.

There are no setup fees, monthly subscription fees, or minimum volume requirements. You pay only on successful transactions.

Fee changes: we reserve the right to modify our platform fee with 30 days’ written notice. Continued use after the effective date constitutes acceptance.

USDC settlements are delivered directly to the Polygon wallet address you provide. Typical settlement time is 10–30 seconds from payment confirmation, subject to blockchain network conditions.

You are solely responsible for:

• Providing a valid and correct Polygon USDC-compatible wallet address
• Maintaining access to and security of your wallet
• Understanding that blockchain transactions are irreversible — incorrect wallet addresses cannot be recovered

To the maximum extent permitted by applicable law:

• Infinity Ramper’s total aggregate liability to any merchant shall not exceed the total platform fees paid by that merchant in the 3 months preceding the claim
• We shall not be liable for indirect, incidental, consequential, or punitive damages, including loss of profits or business interruption
• We are not liable for acts or omissions of third-party payment providers, blockchain network failures, or smart contract vulnerabilities
• We are not liable for regulatory action taken against a merchant in their jurisdiction

Nothing in these Terms limits our liability for death or personal injury caused by negligence, fraud, or any other liability that cannot be excluded by law.

Either party may cease use of the Services at any time. Merchants may stop using Infinity Ramper by removing our plugin and ceasing API calls — no formal notice is required.

We reserve the right to suspend or terminate access with or without notice where:

• These Terms of Service are breached
• Directed by a payment processor or regulatory authority
• There is reasonable suspicion of fraud, money laundering, or illegal activity
• There is repeated association with fraudulent transactions by End Customers

Upon termination, pending settlements will be processed to your wallet per normal timelines, unless we are legally required to withhold them.

All intellectual property in the Infinity Ramper platform, website, API, plugin, documentation, and branding belongs to Infinity Ramper. No licence is granted beyond that necessary to use our Services as described in these Terms.

The WooCommerce plugin is provided for use in connection with our Services only. You may not redistribute, resell, or sublicense it without our express written consent.

We encourage merchants to contact us first to resolve disputes informally at support@infinityramper.com. We aim to respond within 5 business days.

These Terms are governed by the laws of England and Wales. Any dispute that cannot be resolved informally shall be subject to the exclusive jurisdiction of the courts of England and Wales.

• Entire agreement: these Terms, together with our Privacy Policy and Cookie Policy, constitute the entire agreement between you and Infinity Ramper.
• Severability: if any provision is found unenforceable, the remainder continues in full force.
• Waiver: failure to enforce any provision is not a waiver of our right to do so in future.
• Assignment: we may assign these Terms in connection with a merger or acquisition. You may not assign your rights without our consent.
• Updates: we will notify merchants of material changes with at least 14 days’ notice. Continued use after the effective date constitutes acceptance.