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USDC settles directly to your Polygon wallet in 10–30 seconds from payment confirmation. Settlement speed depends on Polygon network conditions but is typically near-instant.

Yes, as long as it is USDC (Polygon) compatible. MetaMask, Trust Wallet, and Coinbase Wallet with the Polygon network enabled all work. Make sure you are using the Polygon network, not Ethereum mainnet.

No. Customers pay with regular credit cards, Apple Pay, Google Pay, or local payment methods — exactly like any other checkout. The crypto conversion and blockchain settlement happens on the backend, invisible to them.

Failed payments are handled by the payment provider. No funds leave the customer’s account on a failed transaction. You can retry via a new payment link or ask the customer to try a different payment method.

Because blockchain transactions are irreversible, refunds must be initiated manually by you as the merchant — you send USDC back to the customer from your wallet. We recommend clearly communicating your refund policy to customers at checkout.

We support most industries that traditional gateways decline — adult content, forex, CBD, gaming, NFTs, subscriptions, and digital products. If you are unsure, contact us via Telegram before integrating.

Customers can pay in USD, EUR, GBP, CAD, INR, and many more local currencies depending on the payment provider selected. You always receive USDC regardless of the customer’s payment currency.